Inclusive FinanceStand-Up India
Stand-Up India Scheme
Ministry of Finance
Bank loans between ₹10 Lakh and ₹1 Crore for SC/ST and Women entrepreneurs for greenfield enterprises.
Key Benefits
Composite loan covering term loan and working capital
Minimum loan: ₹10 Lakh
Maximum loan: ₹1 Crore
Repayment period up to 7 years with moratorium of 18 months
At least one SC/ST and one Woman borrower per bank branch
Key Features
Greenfield project finance only
Promotes entrepreneurship among underrepresented groups
51%+ shareholding by SC/ST or Women
Margin money: 25% (can include CGTMSE/state subsidy)
Eligibility
SC/ST and Women entrepreneurs for greenfield (new) manufacturing/services/trading ventures
Subsidy / Benefit
Composite loan up to ₹1 Crore (not a subsidy scheme)
Data verified from official government sources